Credit Repair Agent in Newport Beach, CA

With an increase in disposable income and the standard of living, people have resorted more to credit options. For some, the situation has been rosy, and they have been able to pay off their debts and thrive with optimal creditworthiness. However, for some, the situation has not been as pleasant. What is the answer for them? Credit repair in Newport Beach.

If you fall in the second category who have not been able to bear the brunt of high-interest rates, monthly loan repayments and have defaulted on their bank loans, then this is the right place for you. Our credit repair in Newport Beach will help you improve your credit score and creditworthiness in general. Thus, securing credit opportunities in the future will be a cakewalk for you. In short, we promise to provide you with tools to change your financial future.

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Credit Repair in Newport Beach Features

Quick consultation

We proactively work to fix your credit report and make it as financially beneficial for you as possible. We ensure that our clients can reach us as quickly as possible and receive the desired help.
Receive A Credit Repair Progress Report Every Month
Custom and Advanced Solutions

Dispute negative information

The negative information on a credit report can be due your own transaction history and sometimes it is not your fault. We help you to dispute negative information with the credit bureau which helps you to improve the credit score.

Reach finance goal

We not only help you repair your credit and delete the negative aspects from your profile but also reach your financial goals with our various consultation services on healthy credit practices.

Your credit score is the most important factor which will decide the quality of credit opportunities you get. However, the credit score can be hampered due to the following:

  • Late payments
  • Missing out on payments
  • Defaulting on accounts (includes foreclosure, repossession, bankruptcy, charge-offs, settled accounts)
  • Applying for a large credit amount in a short time
  •  Too many credit accounts (or multiple hard inquiries made for an individual)
  • The high credit utilization ratio
  • Low credit history

Each customer faces a unique combination of these issues that lead to his poor credit score. Our credit repair in Newport Beach helps with all these issues. Thus, our solution is also customized per the client’s needs. Typically, our credit repair strategies include:

  • Debt validation letters
  • Goodwill letters for late payments
  • Customized dispute letters
  • Inquiry removals

Our credit repair consultants will study your credit reports diligently and compare the reports from different credit bureaus. This helps us recommend you the best level of service for your credit situation. Our fees is driven by the service we provide to our clients. Moreover, you pay us only when you see a positive change in your credit report and a significant improvement in your credit score.

We strive to provide a secure financial future for all our clients.

All our customers in Newport Beach have already witnessed our exemplary services. Now it is your turn!

Call (949) 258-7026 now for a free consultation.

Clients In Newport Beach, CA Have Had Their Credit Repaired. We Can Assist You Too!

007 Credit Agent Serves Newport Beach, CA And Nearby Areas

Newport Beach is a coastal city in California. It is incredibly famous for its boat-filled harbor. Although the city once was home to maritime industries, presently it is a hub of recreational activities. Balboa Island attracts a lot of tourists who enjoy the ferry ride to restaurants and shops. Newport Beach is also home to a few Fortune 500 companies, thus increasing the business potential.

Frequently Asked Questions

Rebuilding credit will not be the same for everyone. Some are fortunate to see most of their negative accounts deleted or corrected in a month or two. However, this should not be the expectation as the credit repair process will be different for every case. The good news is that our credit repair specialist is very experienced and up to date with the most effective strategies on how to get your credit score higher sooner than later.

Some individuals have low credit scores because they have derogatory information such as late payments or collection accounts on their credit report. Others may have a lower credit score because they may have high utilization on their credit cards or may have little credit history. Contact our credit consultants for a free 15-minute consultation to go over your credit score.

You are entitled to a free copy of your credit reports every year from the major credit reporting bureaus. During the credit repair process, it is vital that we have access to your credit reports monthly as this allows our team to work on your case more efficiently. 007 Credit Agent has partnered with identityiq.com and provide a discount for their credit reporting monitoring services. You can take advantage of this discount by registering here, discounted credit reports.

Credit card balances affects 30% of your credit score. This is also known as credit utilization. The higher your credit balance is, the lower it will bring down your score. Paying off your credit cards can increase credit scores over 100 points after the balance updates on your credit reports.

Still have questions?

Money Back Guarantee

Credit Score Improved Or Your Money Back

Our guarantee is an industry leading 90-day money back guarantee. If we do not remove or update to a positive standing any negative account within 90 days, we will provide a full refund.