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Academy Credit Card

Academy Credit Card

Get A Better Chance of Approval For Academy Credit Card

Store credit cards often provide you with great deals and offers when buying their merchandise. If you are a regular customer of a brand like Academy Sports + Outdoors, getting their Visa credit card offers convenience.
But if you want to own an Academy Credit Card, you need to have a fair credit rating. You must have at least a 630 credit score to be eligible. You also need to take note of its annual percentage rate (APR), which is above 20%, or the interest charge added to the monthly fees you have to pay for your credit card.
Thus, you should have a high credit score before applying for an Academy Credit Card. If your score is too low, have it fixed first. There are more benefits you can get if you have a good credit score. 007 Credit Agent is at your service to improve your credit score and help you qualify for an Academy Credit Card.

What is an Academy Credit Card?

It is a card issued by Comenity Bank. This card allows Academy Sports + Outdoors’ loyal customers to earn rewards and avail discounts on their purchases. It may not be one of the most popular credit cards in the market, but it has many great values.

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Features and Benefits of Using The Credit Card

Just right after you get approved for an Academy Credit Card while shopping in their store, you will earn a $15 discount for your purchase. But if your application review takes longer, you will get a $15 statement credit to any Academy purchase instead.
However, both of these scenarios require you to spend a minimum of $15 before getting the discount. And after making your first purchase within the first 60 days, you will earn up to 1,000 bonus points.

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As an Academy Credit Cardholder, you can earn five points with each dollar spent at Academy Sports + Outdoors. If you use it for gas station purchases, you will earn two points per dollar. Per billing cycle, you can get a bonus capped at $159. For other purchases you make, you can earn one point per dollar you spend.
Most store cards don’t allow purchases outside of their store’s networks, unlike the Academy Credit Card. Because of this, you can say it has a unique feature and potential value.
The Academy Credit Card has two different cards. The first one is the Academy Sports + Outdoors Visa and the Academy Sports + Outdoors Visa Signature. Your credit score will determine the type of card you are qualified to get.

Academy Credit Card's Rewards Points Values

For every dollar you will spend using your Academy Credit Card, you can earn points. But you only have limited options for redemptions. You can only use the points you earn to purchase products at Academy.
Each point you earn is equivalent to one cent. For every 2,500 points you earn, you will have a $25 gift card you can use in the store. If you use the U.S. Bank credit card at Academy Sports, you can get a 5% return. So for every $500 you spend, you can get $25 back.

How Much Can You Earn Using This Credit Card?

The amount you can earn depends on your usage. You can receive unlimited rewards with every purchase using the card, except for gas purchases that has a monthly cap. So the more you swipe your Academy Credit Card, the more points you can earn.

Should You Get This Credit Card?

The question remains whether you should get an Academy Credit Card or not. Academy Credit Cards are pretty generous in giving five points with every dollar purchase at Academy stores. But it may not be the best card you can use, especially if you are not always buying products at Academy.
The rewards you can earn are only limited to Academy Sports. Additionally, you can’t redeem your points anytime you want. Therefore, you will receive reward certificates by mail once you reach 2,500 points.
If you are after flexibility, then the Academy Credit Card might not be the card for you. You should look at other general credit cards that offer cash back for most purchases everywhere. But if you love purchasing products at Academy and are frequently shopping at their stores, then you should apply for one, especially if you have good credit scores.

Increase Your Chances of Approval with Credit 007 Credit Agent

When you plan to get your Academy Credit Card, you need to make sure you have a good credit score to be eligible for the card. It’s possible to get denied if you have low credit scores, so make sure it’s high enough to get their approval.
If you need help to improve your credit score, the best choice for a credit repair service is 007 Credit Agent. You can start improving your credit score today with the help of our credit specialists. We have a skilled and experienced team to handle any concerns you have with your credit score.
007 Credit Agent is committed to helping people like you fix and improve their credit scores. We understand the advantages you can have with your finances if you have good credit scores. So we will do our best to help you in any way we can.
We will go over your credit report and see what we can do to help you. You only need to wait for about 30 to 45 days before you start seeing the initial results of our services.. And our service doesn’t end there. We will also provide you with a free consultation on how you can maintain your credit score.

We only have limited spots available. So hurry now and contact us. Don’t let faulty items hold you back from doing the things you love. Start fixing your credit score today with 007 Credit Agent!