Comprehensive Credit Repair In Orange County, CA
Dispute negative information to increase your credit scores. We guarantee to increase your score within 90 days!
Better credit means better opportunities
Established credit helps with purchasing a home, car, or getting a better job!
Have a Bankruptcy, Foreclosure, or Repossession?
Our Credit Repair System
Credit Report Analysis
Experience makes a difference
Custom and Advanced Solutions
New Positive Credit
Establish New Accounts
Debt Validation Request For Collection Letters
Goodwill Letters For Late Payments
Cease & Desist Letters
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How long will it take to fix my credit?
Every credit report and case is different. Most clients see changes within the first 30 days.
Can I remove negative information even if I still owe the creditor a balance?
Yes, legally any information that is inaccurate or unverified has to be removed even if there is still an outstanding balance on the account.
Many factors affect your credit score. Poor credit can happen to good people because of financial hardships, unscrupulous collection companies, or a lack of credit education. Our agents will educate you on each of these factors so you understand how to address each when appropriate.
Financial Hardships ⟶
Life can happen to any of us. Sometimes bad things happen to good people. Our agents will provide you with all the help and education you need to manage your credit through such a difficult time. Evening during such financial stressful situation, you can manage your credit and not incur any unnecessary harm to your score.
Pesky Debt Collectors ⟶
Getting phone calls daily can become overwhelming when dealing with debt collection companies. As with Experian, Equifax, and TransUnion, you also have legal rights that protect you from unscrupulous debt collection practices. Many times you can cease collection activities because debt collectors fail to comply with consumer protection laws.
Managing Your Account Balances ⟶
The utilization ratio of your credit cards impacts the FICO score. Although, we can help dispute negative information, we have no control over the usage of all your credit cards. They must be kept below 20 percent each to avoid damaging your scores.
We are confident that your credit score will increase within 90 days of following our program that we will give you an unconditional money back guarantee. No questions asked.
– Brian Brotherston.
– Key Perry.