NOW IS THE TIME TO GET CREDIT REPAIR!
We Have A Proven Track Record For Credit Repair Services And Generating Results In As Little As 30 – 45 Days!
We Have The Most Aggressive & Quickest Credit Repair Strategy To Bring Your Credit Score Back Up!
We've Been Successful in Removing:
THE CREDIT REPAIR PROCESS
We've Mastered Credit Repair!
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Credit Repair FAQs
How Does Credit Repair Actually Work?
Credit Repair is actually the process of removing inaccurate, unfounded, out of date, false, and erroneous information from your credit report. Your credit report dictates your credit score. The 3 major credit bureaus collect information from lenders, creditors, and debt collectors and apply it to your credit report.
Based on that information, your credit score is determined. This information could include the balances on loans or credit cards, credit inquiries, debt to income ratio, and most importantly, credit utilization(the percentage of debt you have to available credit)
Is Credit Restoration Legal?
Yes, credit repair is legal & we use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.
Can You Remove Anything From My Credit Report?
We can only fight to remove any items that fall under the guidelines of the FCRA. These are items that should be removed due to being inaccurate, unfounded, out of date, false and/or erroneous.
How Long Will It Take to Raise My Credit Score?
Through our services, 93% of our clients see their credit score increase in as little as 30 – 45 days (May Take Longer Due to Covid-19).