frequently asked questions
With our standard program, you’re only charged for what we delete. (A one-time $347 enrollment fee is due at the start)
Our Gold and Premium programs consist of consulting services that require the payment of a retainer fee in the beginning.
Credit repair refers to the process of enhancing the creditworthiness of a company or individual. We achieve this by using the Fair Credit Reporting Act to eliminate any inaccurate information on your credit report that can harm your score. Even if our client owes debt to an account, we can file a claim requesting investigation of the information reported, and have it eliminated if either the furnisher or the Credit Bureau is found in violation of the Fair Credit Reporting Act.
With the majority of our clients, we’re able to successfully complete repairs in three to six months. However, the timeframe is dependent on the level of service you select and your case’s complexity.
Yes, you can. The laws stated under the Fair Credit Reporting Act can be used by anyone to file claims against negative or inaccurate information on a credit report. We admire and support those who seek education in consumer protection laws and want to look after their interests. However, we understand that not everyone has the time and resources to navigate the complicated disputing process. That’s where our experienced credit experts come in.
Yes, there are! We offer a 90-day, no-questions-asked, money-back guarantee if our credit repair experts fail to correct or remove at least one item from any of your credit reports in the initial three months of service.
Yes, you can! You can have a 15-min consultation with one of our credit repair experts absolutely free of charge. During the meeting, you can ask any queries you may have regarding our processes and how we can help elevate your credit score. Our professionals are always willing to offer their expert opinion and advice, even if you’re not enrolling in any of our programs.
If there’s any derogatory information present on your credit report, you can count on our experienced credit agents to identify, investigate, and report it immediately. How easily it’s removed varies from case to case and client to client.
The simple answer is today. Unfortunately, there’s no “magic technique” that repairs credit history instantly; it’s an ongoing process that requires time. So, the sooner you engage our credit repair experts, the quicker we can move you along the process. For those seeking a more “budget-friendly” credit-repair solution, we offer our Standard Program, and for those that require quick results, we offer more intensive solutions.