When to Consider Transunion Disputes
One of the three major credit bureaus is TransUnion. Credit bureaus are the ones responsible for collecting individual credit information. But what happens when you see, and you are sure, there is incorrect information on your TransUnion report. How do you submit Transunion disputes?
Things To Do Before Filing Transunion Disputes
Transunion Disputes: Correct Inaccuracies on Your Credit Report
There are two main procedures in handling disputes to correct inaccuracies on your TransUnion credit report. First, you can contact the creditor related to the account. And second, contact TransUnion directly to help dispute specific errors found on your credit report.
Here’s a more detailed explanation:
Step #1: Contact the creditor related to the account
The initial step for the dispute process is to contact the creditor responsible for the errors found on your credit report. You can see the contact information of your creditor on the credit report.
007 Credit Agent can also make necessary corrections needed for the minor errors on your credit report. We can do this over the phone or by exchanging emails with your creditor. We can also help you prevent similar incidents from happening again in the future.
Step #2: Contact TransUnion
The best way to dispute the errors on your credit report is to contact TransUnion directly. They offer fast and easy dispute procedures online. You can visit their website to learn how you can file a dispute.
Also, you can file a dispute with them through the mail at the following address:
TransUnion Consumer Solutions
P.O. Box 2000
Chester, PA 19016-2000
These similar procedures also apply to the other credit bureaus.
What Happens After Filing Transunion Disputes?
What If You Don’t Like the Outcome of Your Transunion Disputes?
Frequently Asked Questions
TransUnion also suggests submitting any supporting documents you have online to re-investigate the item for you again.
Because of this, TransUnion will not accept disputes regarding your credit score but can make an investigation if you believe there are inaccuracies or incomplete details on your credit report.
You can contact TransUnion to add your contact information, employer, name, or mailing address for personal information. Make sure to provide supporting documents.
For accounts, you can ask the lender or creditor who manages the account to re-add it by contacting TransUnion. They will first check to see if the account is eligible to be added back to your credit report.