Whether you’re applying for a mortgage, lending an apartment, or getting a loan for a car, your credit history plays a monumental role in the interest rate you’re offered. Unfortunately, most people don’t pay enough attention to their credit scores—especially when they’re dealing with student loan debt.

But did you know that your student loan debt also affects your credit score in a significant way? Making late student loan payments lowers your credit score and compromises your financial stability. If you have a federal student loan, a late repayment will be reported after 90 days, and if you have a private student loan, the lender will wait 30 days to report a late or missed payment.

If you’re struggling to keep up with student loan repayments and don’t want them to put your financial future at risk, our credit counseling services can help you.

007 Credit Agent offers premier student loan support services in Irvine, CA, to help you out. Our student loan services allow you to manage each payment easily, so that you can avoid the impact of missed or late payments on your credit score.

Whether you should go for student loan consolidation, try to get payment reduction, or look into student loan forgiveness, we’ll help you pick the right course of action so you can maintain your credit score.

Schedule a consultation with our student loan support experts in Irvine, CA, and stay on top of your student loans with our help. Get started here.