It’s true that making payments on time and paying more than you’re required to can bump you up a few points to improve your credit score, but that’s easier said than done. Most people find it difficult to make regular payments on time, let alone pay more than they’re required to.

When this happens, your loan payments impact your credit score, which risks your financial future even more. A poor credit score can prevent you from getting your mortgage approved, securing loans at a good interest rate, and borrowing money.  

No matter what type of loan you’ve applied for—federal or private—any late or missed monthly payments can drastically impact your credit score and lead to various financial hardships in the future.

If you’re struggling to keep up with student loan payments and don’t want it to affect your credit score, we can help. We offer student loan services in Newport Beach, CA, to help individuals manage their student loan payment.

With our team of qualified experts, we give you practical options to repay student loans quickly. Whether you should go for student loan consolidation, payment reduction or apply for rehab default loans or student loan forgiveness, we’ll help you chart out the best course of action.

Schedule a consultation with our student loan support experts in Newport Beach, CA, by getting started here.