Credit Repair Agent in Costa Mesa, CA
Does the thought of independent credit restoration give you sleepless nights? If so, then we are here for you. We, at 007 Credit Agent, understand how crucial credit repair is for individuals, and even though people can handle it independently, there might be a point in time when they need a professional and some expert advice. Our experienced credit professionals are there to support you, at each step of your credit repair journey.
There are numerous clients in Costa Mesa who are very happy with our comprehensive services. You can be the next one!
Our credit restoration process entails the following:
- We look at the customer’s credit reports provided by all the credit reporting agencies (Transunion, Experian, Equifax)
- We study the credit reports in detail, identifying negative items such as late payments, charge-offs, foreclosures, bankruptcies, repossessions
- We try to focus on areas that have the potential to improve the credit score (removing inaccuracies in data, or removing data older than seven years)
- The next step is to discuss with the customers in detail the strategy to improve their credit reports and credit score
- We collect all the relevant documentation and dispute the negative items by corresponding with the credit reporting agencies
Throughout the credit repair process, we make sure that our customers are involved. We want them to stay updated about their credit improvements. Thus, we have a personalized dashboard for all customers in their profile, through which they can view the changes in their credit score and credit history on a real-time basis.
Apart from credit repair services, we also help establish new accounts and with credit building. Also, after we help customers to improve their credit scores, we aid them in monitoring their credit situation. We take special care that customers understand the basics of credit management so that they do not spiral back into the suboptimal credit position after some days.